How It Works
How Amboss Payments uses Lightning to settle USDT, USDC, and Bitcoin in seconds — and why you don't have to run any infrastructure yourself.
Amboss Payments is built on the Lightning Network, the most battle-tested instant payment layer built on Bitcoin. You don't need to manage any of this infrastructure; our API abstracts it entirely.
One API, Multiple Assets
A single GraphQL API lets you send, receive, and settle in USDT, USDC, and BTC, with more assets coming soon. SDKs are on the way.
- Receive with
create_receive→ BOLT11 invoice the payer scans or clicks. - Send with
create_send→ pay a BOLT11 invoice or a Lightning Address. - Listen for terminal state via webhooks; dedupe on the envelope
id.
What You Get
- Sub-second finality: payments confirm in seconds, 24/7/365, with no batch processing or banking hours.
- Near-zero fees: settlement costs are a fraction of card or wire fees, with no per-transaction flat charges.
- No chargebacks: every payment is final, eliminating disputes and reserve requirements.
- Self-custodial options: maintain full control of your keys; Amboss never takes custody of your funds.