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PaymentsHow It Works

How It Works

Amboss Payments is built on the Lightning Network, the most battle-tested instant payment layer built on Bitcoin. You don’t need to manage any of this infrastructure; our API abstracts it entirely.

One API, Multiple Assets

A single GraphQL API lets you send, receive, and settle in USDT, USDC, and BTC, with more assets coming soon. SDKs are on the way.

What You Get

  • Sub-second finality: payments confirm in seconds, 24/7/365, with no batch processing or banking hours.
  • Near-zero fees: settlement costs are a fraction of card or wire fees, with no per-transaction flat charges.
  • No chargebacks: every payment is final, eliminating disputes and reserve requirements.
  • Self-custodial options: maintain full control of your keys; Amboss never takes custody of your funds.

Reach Your Customers Where They Are

Your customers already use compatible apps: Cash App, Coinbase, Kraken, Binance, Strike, OKX, and more. There’s no new wallet to install and no onboarding friction, giving you access to 900M+ users on day one.

Setup GuideUse Cases